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Single comment threadYou are looking at one branch of genuine question about denial that I am slightly embarrassed to ask — 60 comments in the full submission. View in context.
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c/insurancefights·submitted 1 year ago by u/hassan_chowdhury

genuine question about denial that I am slightly embarrassed to ask

Appealbranch of 12 comments

The title is the whole question — genuine question about denial that I am slightly embarrassed to ask — but here is why I am asking. Prior authorisation criteria are republished each plan year. A criterion that blocked you in one year may not exist in the next, so a denial is worth retesting after the turnover. A…

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12 comments, started 1 year ago
u/teodor_duarte116 points·1 year ago

Step therapy requires documented trial of preferred alternatives. It is not an argument to be won on merits; it is a record to be produced, and the record is what the appeal must contain.

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u/amylin_amyamylin39 points·1 year ago

the diagnosis code on the claim is doing more work than anything you write

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u/hassan_chowdhuryOP23 points·1 year ago

That criterion is from the previous plan year. The current bulletin has different wording.

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[deleted]11 points·1 year ago

[deleted]

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u/ilias_cabrera14 points·1 year ago·edited

That criterion is from the previous plan year.

hassan_chowdhury is right that this is documentation rather than persuasion. It took me a year to accept that.

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u/marta_marchand57 points·1 year ago

prior authorisation criteria change every plan year

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u/pavel_nkemelu83 points·1 year ago

ask for the denial reason in writing, always

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u/hassan_chowdhuryOP24 points·1 year ago

Missed a deadline because I counted from when I opened the envelope. That mistake cost me an entire cycle.

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u/neha_erdogan26 points·1 year ago·edited

prior authorisation criteria change every plan year

Agreed — and request the bulletin by number. They have to give it to you.

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u/canada_coverage31 points·1 year ago

Documented eighteen months of what had been tried in a one-page table. That table was the appeal.

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u/peak_area_peteanalytical70 points·1 year ago·edited

Step therapy requires documented trial of preferred alternatives.

Disagreeing with this line: the deadline runs from the letter date and treating it otherwise is expensive.

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u/curious_panel_only26 points·1 year ago

appeal in writing even when they say a call is enough

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About c/insurancefights

The paperwork war. Prior-authorisation criteria, denial reason codes, step-therapy documentation, external review, employer carve-outs, and the appeal letter templates the community has iterated on for three years. Mostly US-shaped but the tactics generalise.

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