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c/insurancefights·submitted 2 years ago by u/gustav_vermeulen

[Discussion] we are measuring appeal at the wrong time and calling it noise

Discussionbranch of 9 comments

we are measuring appeal at the wrong time and calling it noise — a position I have arrived at slowly and would like tested. Employer-sponsored plans may be regulated differently from individually purchased ones, which changes both the appeal route and which regulator hears a complaint. Asked for the policy bulletin…

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9 comments, started 2 years ago
u/ilias_cabrera0 points·2 years ago

A denial letter is required to state a reason and to reference the criterion applied. That reference is the handle: request the clinical policy document by its identifier and answer it point by point.

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u/whois_wanda1 point·2 years ago

Careful — the deadline runs from the date on the letter. Waiting for a call back can cost you the appeal entirely.

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u/gustav_vermeulenOP1 point·2 years ago

What exactly does the denial letter give as the reason?

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u/adaeze_weiss1 point·2 years ago

keep every date, every reference number, every name of a department

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u/gustav_vermeulenOP1 point·2 years ago

appeal in writing even when they say a call is enough

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u/RetaAndRegret21 point·2 years ago

the diagnosis code on the claim is doing more work than anything you write

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u/appeal_letter_al1 point·2 years ago·edited

A denial letter is required to state a reason and to reference the criterion applied.

ilias_cabrera is right that this is documentation rather than persuasion. It took me a year to accept that.

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u/tomas_lehtinen1 point·2 years ago

ilias_cabrera is right that this is documentation rather than persuasion.

Disagreeing with this line: the deadline runs from the letter date and treating it otherwise is expensive.

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u/muscle_cramp_mo1 point·2 years ago

the formulary is published, read it before you appeal

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