Spain: copay, and what it actually costs here
Spain: copay, and what it actually costs here. Not a hot take, just something I have not seen said plainly here. External review was the thing that finally worked. I did not know it existed until a thread on this board. Missed a deadline because I counted from when I opened the envelope. That mistake cost me an…
Yes — quoting their own policy bulletin back at them is far more effective than arguing in general terms.
Asked for the policy bulletin by number and wrote the appeal against its criteria line by line. Approved on the second level after a flat first-level denial.
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Yes. Written, always, even when they tell you a phone call is sufficient.
Correcting myself upthread: the deadline was 24 days, not the figure I gave.
What exactly does the denial letter give as the reason?
a peer-to-peer call is often faster than a written appeal