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c/insurancefights·submitted 1 year ago by u/hugo_pires

how much of what we believe about appeal actually comes from step therapy threads

Discussionbranch of 7 comments

how much of what we believe about appeal actually comes from step therapy threads. Searched first, found three threads that contradict each other, hence the post. Asked for the policy bulletin by number and wrote the appeal against its criteria line by line. Approved on the second level after a flat first-level…

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7 comments, started 1 year ago
u/curious_panel_only129 points·1 year ago

Step therapy requires documented trial of preferred alternatives. It is not an argument to be won on merits; it is a record to be produced, and the record is what the appeal must contain.

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u/coring_the_stopper54 points·1 year ago

New plan year, entirely new criteria, and the denial that had been immovable in the autumn simply did not apply in January.

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u/hugo_piresOP-5 points·1 year ago

New plan year, entirely new criteria, and the denial that had been immovable in the autumn simply did not apply in January.

This is the whole method. Answer the criterion they named, not the decision in general.

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u/neha_erdogan-6 points·1 year ago

employer plans and individual plans are different fights

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[removed]1 point·1 year ago

[removed by moderator]

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u/whois_wanda37 points·1 year ago·edited

Correction: that is a formulary exclusion, not a prior authorisation denial. Different form, different route, different deadline.

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u/adaeze_cabrera80 points·1 year ago

Kept a log with every date, name of department and reference number. When they claimed no record of a call, I had the reference.

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The paperwork war. Prior-authorisation criteria, denial reason codes, step-therapy documentation, external review, employer carve-outs, and the appeal letter templates the community has iterated on for three years. Mostly US-shaped but the tactics generalise.

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